Setup - Charge Cards
Choose Setup - POS Lanes - Credit/Debit Cards from the Back Office Main Menu.
This displays Credit/Debit Cards setup form. 
  • The Top right of the form shows the Cards allowed at the POS Lanes.
  • Unchecking any of the options will disable the button at the POS Lane.
  • Visa, MasterCard and American Express have a dedicated button each at the POS.
'Allow Other /Gift Cards', if checked, sets up all the other charge cards that are accepted at the POS.
The names entered here show up as options on the POS under the 'Other Charge' payment option. 



Here is an explanation of the columns (field names) in the table.
  • System ID - Assigned by the system.
  • Charge Card Name  - Anything except VISA Mastercard or American Express.
  • Charge Card Prefix - The first two numbers of the charge card (Optional)
  • Bonus Points - Add additional customet loyalty points earned for using the card. (Optional)
  • Active on POS - If this is checked it shows as an option in the Other Charge Payment screen at the POS.
  • Gift Card - Select this if this is card is a Mercury Payments Gift Card only.
Setting the Gift Card flag turns on Gift Card functionality for the system!
  • It must only be set for one Card in the system called 'MPS Gift Card'
  • The default Gift Card PLU (7700000000000) must be entered as an Item in Inventory/Item Maintenance called  'MPS Gift Card' - Valued at $0.00.
    Gift Card sales are then tracked through this PLU number.
  • The Gift Card Merchant ID must be Setup in Setup - POS Lanes - Global Functions.
  • Gift Cards can then be used as a sold item as well as a Payment option.
  • In an integrated Debit/Credit environment, the additional ('Other') charge cards, as well as Gift and American Express cards have to be setup specially with Mercury Payments and Global Payment systems.
Debit Card Surcharges

Surcharges are an additional fee, tracked as a PLU, charged by the store when the customers use their Debit or Credit Card to purchase items.
  • Setup the PLU, or range of PLUs  in Inventory - Item Maintenance that will be the Surcharge on the card when used at the POS.
  • The ability to charge for a Minimum sale is there for Debit Cards only.
  • Link the Number of the PLU to the the Selected Card by entering the PLU number in the appropriate box.
  • After changes are sent to the Lane, the POS Lane will give the Cashier an option to add the charge prior to authorization.
  • If the Customer declines the charge, then the payment is disallowed and another method of payment must be used to complete the sale.
  • Returns to a Card will also reverse the Surcharge.
Integrated Payment Authorization Setup.

Click the Payment Authorization Setup button to see the setup for Integrated Debit Credit.
(Choosing Setup - POS Lanes - Debit Credit Interface from the POS Main Menu will also display this form).




To Setup the Lanes so that they will allow Credit Card Payments internally, set the 'Activated On Lanes' Flag ON (Checked) Do not change the values of the following flags unless advised by Technical support:


Activating this flag increases the Security of the Back Office Software to comply with Payment Card Industry Standards.  These Include:

  • Additional Event Logging
  • User Passwords Activated
  • Password Management (Passwords are managed by Manager 1 only)
  • Password Redundancy (Passwords must be changed every 90 days)
  • Password Encryption (Industry Standard Strong Encryption Methods)
  • Password Lockout (30 minute Lockout after 6 incorrect password attempts)
  • Password Format checking (Must be 7 digits minimum including letters and numbers)

So the first thing that setting the 'Activated ON POS Lanes' does, is to force you to enter a Management Password for Manager 1 on the system.  (Don't forget it!)

You then have to Log Back In using User ID 1 and the Password you just created for Manager 1 

Once Logged back in, go back to Setup - POS Lanes - Credit/Debit Interface to complete the setup.

 

The most usual settings are:

  • Automatic Merchant Initiated Batch Close (OFF)
  • Use SSL Web Site (ON)
  • Gift Card Only (OFF)
Do  not change them without consulting with your POS Software Technical support team first.

The following fields will be supplied by Mercury Payments:
  • Credit Card Merchant ID (Required)
  • Gift Card Merchant ID (Required for Merchants on the Gift Card Program)
  • Web Site Password (Required only for eCommerce Sites)
  • Web Site Merchant ID  (Required only for eCommerce Sites)
  • Gift Card Maximum $ (Negotiated with Mercury Payments)
  • PIN Pad Type (Check the make of your PIN Pad)
All other fields can remain as shown by default. Do not make changes to any of the Server names unless advised by Technical Support.
 
  • Click Save and Exit, then allow Autopoll to send changes to the POS Lanes.
    (Or Use POS Lanes - Send Changes - Lane/Grouping Data to force the changes down.)
  • The Integrated Debit Credit function must then be activated individually on each Lane as described in the POS Lane Manuals.
IMPORTANT!
If you are using Gift Cards setup the default Gift Card in Item Maintenance as Follows:
UPC/PLU:  7700000000000
Create and assign an MPS GIFT CARD Category to this item.
Description:  MPS GIFT CARD
Selling Price 0
No taxes
All other entries - use defaults.